Tag Archives: enforcement of nondiscrimination rules

Dale Vlasek was featured in "Enforcement of Nondiscrimination Rules for Insured Group Health Plan Delayed," published by RBMA

Enforcement of Nondiscrimination Rules for Insured Group Health Plan Delayed
By: Dale Vlasek

The Health Care Reform legislation made revisions to how employers provide health benefits. One of the more drastic was the application of nondiscrimination rules to insured group health plans. Technically, these non-discrimination rules only apply to nongrandfathered group health plans.

How these nondiscrimination rules will apply to what were previously common employer practices is uncertain. For example, is it permissible for a practice to pay 100% of a physician’s premium for family coverage while requiring staff to pay some or all of that same premium? May a plan permit individuals to voluntarily elect not to be covered because they are covered by a spouse’s coverage?

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