Useful guidance for insured clients dealing with COVID-19 claims

There has been a great deal in the press recently about insurers rejecting coronavirus claims and disappointed policy-holders. Some of those speaking publicly on behalf of the insurance industry have not done much to dispel the confusion and get to the nub of the issue. The issue is not one of what the insurer “intended” to cover. It is a matter of what the policy says. We have had numerous enquiries from clients with questions about insurance policies and potential claims.

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ILN Labor Group Paper – Paid Leave

Twenty ILN member firms collaborated to answer the question, “Are employees entitled to paid leave due to Covid-19?” The following document addresses in summary form this issue in a number of jurisdictions.

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COVID-19 – temporary measures for AIM companies and Nominated Advisers

On 20 March 2020, the London Stock Exchange (LSE) published an Inside AIM newsletter setting out temporary measures that would be implemented by the AIM Regulation team to support AIM companies and nominated advisers in addressing the challenges arising from the COVID-19 pandemic.

Until further notice, AIM Regulation will be applying discretion to the application of some of the AIM Rules for Companies (AIM Rules) and the AIM Rules for Nominated Advisers (Nomad Rules), as discussed below.

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Could the Covid-19 Insolvency Law Reforms save distressed businesses?

The Government is expediting reforms to UK Insolvency Law to help companies avoid
insolvency as a result of the Covid-19 outbreak. The changes are intended to: Read more…

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Force Majeure During the COVID-19 Crisis

Companies have asked “Does the current corona crisis constitute a (global) force majeure – act of god situation from a legal point of view?” and want the answer in a short, summary format – and the ILN has answered – 23 member jurisdictions have weighed in with concise responses to help guide your business in the current crisis.

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Fladgate’s Top Ten quick fixes – helping you and your business in these volatile times

With the fast moving issues we are all facing along with the added challenge of many of us
working remotely, we have identified a few quick fixes designed to help you and your business get through the day that little bit easier. Our top ten fixes include everything from how and when to use electronic signatures through to how to navigate some of the priority employment issues. Read more..

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Covid-19: Is your business insured?

What is BI Insurance?

BI Insurance covers losses which result from closure of business. BI Insurance is usually part of a commercial combined policy.

What does BI Insurance cover?

If cover exists:

  • loss of income;
  • fixed costs such as: payroll, operating expenses and business loan repayments; and
  • costs of temporary relocation. Read more…
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As the number of COVID-19 cases continues to increase, both in the UK and globally, employers may be wondering what measures they should be taking and what rights their employees have.

Read our blog where we take a look at the most commonly asked questions.

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COVID-19: time to review your outsourced Managed Security Services arrangements

Even before the current pandemic, as enterprises have adopted techniques and practices such as digital transformation, cloud and mobility, they have faced an increased risk from a range of established and emerging cybersecurity threats, such phishing attacks which seek to introduce malware capable of compromising sensitive business information, ransomware and other fraud campaigns. The risk of huge fines under the GDPR means that cyber security has become a board-level issue, as well as a focus for regulators. Read more…

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On Friday the government announced a never before seen scheme which will see it intervene in the employment relationship between employer and employee. The Coronavirus Job Retention Scheme will see the government take on the obligation to pay part of employees’ salary where those employees that would otherwise have been laid off during this crisis. Read more…

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