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SETTLEMENT, EXPANSION, CONTRACTION, MOVEMENT, BULGING, WARPING OR CRACKING: OF THE INSURED PROPERTY OR OF THE GROUND UPON WHICH IT SITS?

In its recent decision, Dumoulin c. Assurances générales des Caisses Desjardins et al., the Superior Court reiterated certain principles governing the interpretation of insurance contracts. Essentially, the Court examined the principles governing exclusion clauses and the conditions under which these clauses must be interpreted restrictively or, in case of doubt, in favour of the insured.

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